It's that time again...Daylight Savings Time and time to "fall back" one hour. So before going to bed this coming Saturday, set your clocks BACK one hour so you'll wake up on time Sunday morning.
It's also a good time to change the batteries in your SMOKE ALARMS!
Thursday, October 29, 2009
Monday, October 26, 2009
Towne Lake Craft Show This Weekend
Towne Lake is having their first annual Craft Show this coming weekend October 31st from 10am till 3pm. It will be held in the Towne Lake Welcome center at 9214 West Bridgeport Pass Circle. Get a head start on your holiday shopping. No admission fee. Bring family and friends! Towne Lake is bordered by 290, West Road and Barker Cypress Road, right in the heart of the Cy-Fair area.
Wednesday, October 21, 2009
REMAX "LET'S GO BALLOONING" this weekend
"LET'S GO BALLOONING" Ballunar Liftoff Festival this coming weekend Oct 23-Oct 25th.
This weekend of fun takes place at NASA/Johnsons Space Center. It's a one-of-a-kind tribute to human flight-from the beauty of mass hot air balloons ascensions to the high-tech world of modern space flight.
For more information: http://www.ballunarfestival.com/
Come enjoy family fun with exhibitions, food, arts and craft plus much more.
This weekend of fun takes place at NASA/Johnsons Space Center. It's a one-of-a-kind tribute to human flight-from the beauty of mass hot air balloons ascensions to the high-tech world of modern space flight.
For more information: http://www.ballunarfestival.com/
Come enjoy family fun with exhibitions, food, arts and craft plus much more.
Houston sales statistics for September now available
The latest residential sales statistics for Houston has been released. For your convenience, you may also view the video at:
http://www.har.com/hartv/?v=1809 (cut and paste link into your browser)
In an effort to keep Houston as informed as possible about the real estate market, I want to make you aware of the latest statistics. Obviously, it is important to remember that "all real estate is local," and these figures are for the aggregate of the greater Houston area.
http://www.har.com/hartv/?v=1809 (cut and paste link into your browser)
In an effort to keep Houston as informed as possible about the real estate market, I want to make you aware of the latest statistics. Obviously, it is important to remember that "all real estate is local," and these figures are for the aggregate of the greater Houston area.
Monday, October 19, 2009
Harris County Early Voting Starts Today!
Harris County early voting starts today. Check out early voting locations near you and hours of operation at http://www.HarrisVotes.com
Also available is a SAMPLE ballot of what you are voting on.
Confused about the PROPOSITIONS? For clear pros/cons of the 11 Propositions go here: http://www.lwvtexas.org/2009VG/2009CAVG[FINAL].pdf
Also available is a SAMPLE ballot of what you are voting on.
Confused about the PROPOSITIONS? For clear pros/cons of the 11 Propositions go here: http://www.lwvtexas.org/2009VG/2009CAVG[FINAL].pdf
Thursday, October 15, 2009
Are you confused as how you will vote in Nov?-Texas Constitutional Amendments
Want simple language discussing Texas Constitutional Amendments on November Ballot
The San Antonio Tea Party has done some preliminary research on the amendments to the Texas Constitution, and has shared them on their site http://sanantonioteaparty.org/701/constitutional-amendment-election-november-3-2009/ . Their helpful analysis has made it easier to find out what all of the amendments say, and how they could affect Texans. This is important: when the Texas Constitution is changed, it affects us all, and we have to know about the proposed changes and VOTE in November!
http://www.lwvtexas.org/2009VG/2009CAVG[FINAL].pdf
The San Antonio Tea Party has done some preliminary research on the amendments to the Texas Constitution, and has shared them on their site http://sanantonioteaparty.org/701/constitutional-amendment-election-november-3-2009/ . Their helpful analysis has made it easier to find out what all of the amendments say, and how they could affect Texans. This is important: when the Texas Constitution is changed, it affects us all, and we have to know about the proposed changes and VOTE in November!
http://www.lwvtexas.org/2009VG/2009CAVG[FINAL].pdf
Are you concerned about losing your home?
If you are concerned about losing your home, read below:
Times are trying right now with layoffs, wages being cut, companies cutting staff and a variety of other factors we are all in some shape or form being hit with. Foreclosures are once again inching their way up and if at all possible, you want to save your home.
Below is some information I hope you find useful. Please feel free to pass this blog to others you feel would benefit. Ann Marie
REGARDING PRE-FORECLOSURE WORK OUTS
Many of the servicing lenders are offering “forbearance” on their loans to borrowers that are in trouble. No one wants a foreclosure so if you are in trouble- contact your lender IMMEDIATELY and ask to speak to someone about “forbearance”. If you can show reasons for the delinquency (laid off from work, medical or some cause that is not permanent) the lender may consider waiving your payment for a few months and adding them to the end of the loan. This gives you time to find another job, recover from an illness or whatever needs to be done to get back on track.
A representative from FNMA stated they have seen this happen numerous times over the last few months and it has saved homes. If you have a government loan (FHA or VA) and the servicing lender is not cooperative, then you should contact FHA or VA directly and see if they can get help that way. Both agencies have counselors and can sometimes work out a solution with the lender.
Just remaining silent or quietly giving up your home is not the answer. If you can show good cause, most of the lenders are willing to work with you.
Times are trying right now with layoffs, wages being cut, companies cutting staff and a variety of other factors we are all in some shape or form being hit with. Foreclosures are once again inching their way up and if at all possible, you want to save your home.
Below is some information I hope you find useful. Please feel free to pass this blog to others you feel would benefit. Ann Marie
REGARDING PRE-FORECLOSURE WORK OUTS
Many of the servicing lenders are offering “forbearance” on their loans to borrowers that are in trouble. No one wants a foreclosure so if you are in trouble- contact your lender IMMEDIATELY and ask to speak to someone about “forbearance”. If you can show reasons for the delinquency (laid off from work, medical or some cause that is not permanent) the lender may consider waiving your payment for a few months and adding them to the end of the loan. This gives you time to find another job, recover from an illness or whatever needs to be done to get back on track.
A representative from FNMA stated they have seen this happen numerous times over the last few months and it has saved homes. If you have a government loan (FHA or VA) and the servicing lender is not cooperative, then you should contact FHA or VA directly and see if they can get help that way. Both agencies have counselors and can sometimes work out a solution with the lender.
Just remaining silent or quietly giving up your home is not the answer. If you can show good cause, most of the lenders are willing to work with you.
Moving to Houston? Check out Cypress Texas!
Thinking of moving to Houston? Then you have to check out Cypress Tx. Cypress is an unincorporated area of Northwest Harris County, located along U.S. Highway 290, twenty miles northwest of Houston.
New housing and business development is rapidly transforming the formerly rural area into an affluent suburban area of Houston with new neighborhoods to established one... the choice is yours. Cut and paste link to learn more about Cypress in Northwest Harris County, Houston Texas: http://neighborhoods.realtor.com/TX/Houston/Cypress/426478/Summary
New housing and business development is rapidly transforming the formerly rural area into an affluent suburban area of Houston with new neighborhoods to established one... the choice is yours. Cut and paste link to learn more about Cypress in Northwest Harris County, Houston Texas: http://neighborhoods.realtor.com/TX/Houston/Cypress/426478/Summary
Tuesday, October 6, 2009
Current Houston Housing Trends eNewsletter for October is Available NOW
Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.
Please click on this link (or copy/paste)to view the OCTOBER-2009 Newsletter Housing Trends eNewsletter:
http://annmariegarganoparks.housingtrendsenewsletter.com?Newsletter_ID=231&Period_ID=178
The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.
It also includes press releases with charts and videos, key market indicators and real estate sales and price statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.
If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report:
http://annmariegarganoparks.housingtrendsenewsletter.com/dispContent.cfm?loadid=2&loadtype=0
Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future.
Sincerely yours,
Ann Marie Gargano-Parks
RE/MAX Lakeland
(281) 460-5994
thatgirl@annmariegargano-parks.com
Please click on this link (or copy/paste)to view the OCTOBER-2009 Newsletter Housing Trends eNewsletter:
http://annmariegarganoparks.housingtrendsenewsletter.com?Newsletter_ID=231&Period_ID=178
The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.
It also includes press releases with charts and videos, key market indicators and real estate sales and price statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.
If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report:
http://annmariegarganoparks.housingtrendsenewsletter.com/dispContent.cfm?loadid=2&loadtype=0
Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future.
Sincerely yours,
Ann Marie Gargano-Parks
RE/MAX Lakeland
(281) 460-5994
thatgirl@annmariegargano-parks.com
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