thatgirl's Real Estate blog...

Energy saving tips...

2010-08-24T19:00:00.000-05:00

5 Tips for Saving Energy in the Family Room
Reduce your electricity bills by systematically purging your family room of wasteful energy practices. Read
12 Tips for Saving Energy in Your Home Office
Cut your power consumption, lighting, and heating and cooling costs when you work from home. Read
7 Tips for Saving Energy with Home Lighting
Lighting eats up as much as 20% of your annual electric bill, but using energy-efficient bulbs and making other simple changes can cut lighting costs dramatically. Read
10 Tips for Saving Energy in the Kitchen
Maintain your large kitchen appliances is part of a smart home energy efficiency plan. Read
7 Tips for Saving Energy in the Laundry Room
Understanding your laundry room appliances is part of a smart plan to help you save energy in your home. Read

Visit houselogic.com for more articles like this.

7 Tips for Selling Your Home-Back to the Basics

2010-08-23T12:51:00.001-05:00

It's About the Basics: Tips for Selling Your Home
It might just mean the difference between selling within a month and selling within a year.
Here are some basic tips from State Farm on selling a home:

Set your price carefully
Too high and buyers may not consider it, too low and you're selling yourself short.

Don't do major remodeling
Don't break the bank preparing your home for sale. Pricey items such as a new roof may be big hits with buyers, but rarely does the buying price end up. When possible, stick with the simpler (and less expensive) options rather than major remodeling.

Make a good first impression
Curb appeal is important. Keep your lawn and landscaping neatly trimmed, weeded and watered. Check for things such as peeling paint, foundation cracks or loose shingles; fix what is needed. Clean the windows. Maybe give the front door a fresh coat of paint. Add a few flowers in the spring and summer and in the fall/winter keep the walks cleared of leaves and snow.

Clean!
Seller's commandment: "thou shalt clean". Remove all clutter from every room, including closets. Have a garage sale! Paint walls and trim if necessary. Clean all windows, light fixtures and ceiling fans. Bathrooms should always be squeaky clean. Inspect and make any necessary repairs to the plumbing, heating, cooling and electrical systems. Highlight the bath and kitchen by selecting some attractive new towels, curtains or cabinetry knobs.

...And keep it clean
It's hard, but it's necessary.

Light it up
When showing your house, provide plenty of light and make your home a warm, welcoming place. Open the curtains to let in the sunshine. In the event of an evening showing, make sure you have ample lighting available in all areas. Fresh cut flowers make a nice addition, and a pleasantly scented house is very inviting.

Go away
Many agents and potential buyers would prefer that the seller not be present during a showing, to avoid limiting the buyers' conversation or making them uncomfortable. Children and pets should also be absent or out of the buyers' way during a showing, if at all possible.
For more detailed information, visit: It\'s About the Basics: 7 Tips for Selling Your Home

What is happening in YOUR housing world-Find out here

2010-08-19T12:48:00.001-05:00

Take 1 minute to update yourself on what's happening in YOUR housing world.

Other states information is available at the bottom.

August 2010 Newsletter

Housing Trends eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on local communities.

Click on link or copy/paste http://annmariegarganoparks.housingtrendsenewsletter.com/
To find out what is happening in YOUR state, scroll all the way down to the bottom.

You Can Keep Your Good Credit During This Recession - If You Know The Score

2010-08-10T09:21:00.001-05:00

How Do You Keep Your Good Credit During This Recession?

Don't wreck your credit score-know how the system works.

RISMEDIA, August 9, 2010
"With the same amount of money, you can make decisions that kill your credit score or ones that keep your score - or at least give you the ability to rebuild your score quickly later," he said. "Most people have wrong or little information about how the system works, and that's a big reason scores go down when difficult decisions are made during a recession."

Johansson advises major financial institutions and consumers on the FICO credit score model used by most lenders in deciding the borrower's risk and interest rate. He described THREE COMMON MISCONCEPTIONS that needlessly lower credit scores.

MISCONCEPTION #1: Paying late didn't hurting my credit since I'm caught up now.

MISCONCEPTION #2: Dollar Amounts Matter in Credit Scores.

Johansson emphasized the importance of paying all your bills on time, every time. However, he says that if you must pay late and want to avoid damage to your score, pay the accounts that report to credit bureaus first. You can find this information by getting a copy of your credit report.

MISCONCEPTION#3: Closing Credit Card Accounts Helps Your Score.

Don't Make a Bad Situation Worse.

Johansson emphasizes- "good credit is an important part of financial security and must be considered when making the best long-term decisions. Having the right information is necessary to make good choices - now more than ever."

for additional information:
http://rismedia.com/lowes/8355/9632

Keep Close Tabs on Your Credit Score

2010-08-03T09:50:00.000-05:00

Watching your credit score is a must. Here are a few strategies that could improve the chances of getting a loan AND possibly getting a better rate.

RISMEDIA, August 3, 2010-With banks tightening their grip on loans, getting one is requiring more work and vigilance on the borrower's part. Even people with excellent credit are jumping through hoops to verify everything.

So what can you do?

Paying bills on time, don't be overextended on credit. Lenders look at how credit is managed, it is important to pay down credit before applying for a loan. This can help raise your credit score and get a better rate.

When you do pay down a debt, such as on a credit card, keep the account open to show you have a long credit history and you are responsible by not maxing out every loan you get.

Next, verify your credit score every year. Requesting your own report does no damage to your record. There are three credit bureaus that maintain reports. Request them all through www.annualcreditreport.com. Reports are free once a year.

Dispute mistakes.

The importance of good credit in our changing economy cannot be overemphasized. You run the risk of not having a lifeline when times are tough. In addition, those with poor credit also face higher expenses such as interest rates, insurance premiums, and rental rates can be higher for those without excellent credit, not to mention employers may shun applicants that do not demonstrate responsible money management.

So stop right now, go to your iPhone or Blackberry or whatever you use to manage your busy life and make a yearly "To Do" of auditing your credit.

For detailed info go to:
http://rismedia.com/lowes/8355/9553

A+3.8+Percent Sales Tax on the sale of YOUR home

2010-07-31T20:40:00.001-05:00

Heard the rumor about the 3.8 Percent sales tax on the sale of your home? Read more about it here:

A+3.8+Percent+%26%238220%3BSales+Tax%26%238221%3B+on+Your+Home%3F

Top 5 Best Places to Retire Abroad!

2010-07-27T09:31:00.000-05:00

Here are The Top 5 Best Places to Retire Abroad-and the reasons why...

AARP The Magazine traveled the globe to discover the ultimate retirement destinations abroad. Factoring climate, expat community, cost of living, housing, health care, access to the U.S. and culture and leisure, reveals the top five locales
1. MEXICO--Puerto Vallarta

Puerto Vallarta, Mexico is the undisputed number one destination for American retirees. With its rich Indian and Spanish culture, lavish beaches and affordable real-estate, Puerto Vallarta offers the low-cost, laid back lifestyle retirees seek to find in a community.

Some Reasons we love it:

-- Climate: Winters--sunny, pleasantly warm; summers--rainy, humid hot
-- Expat Community: Estimated at 50,000 American retirees
-- Access to the U.S.: Excellent

2. FRANCE--Languedoc-Roussillon

Once remote, the Languedoc-Roussillon region is now just three hours from the bright lights and bustling energy of Paris via high-speed train. The area is steeped in history and art. Languedoc-Roussillon is also a destination for the outdoor crowd with picturesque hills and beach along its Mediterranean seashore.

Some Reasons we love it:

-- Climate: Mediterranean--hot and dry summers; cool winters
-- Cost of Living: Not cheap, but a comfortably frugal life can be had for $30,000 a year
-- Heath Care: Excellent. French health care has been named the best in the world by the World Health Organization

3. PANAMA--Boquete

Panama is a smart choice for retirees who want it all. Not only does it feature attractive retiree destinations, Panama also offers an unbeatable package of retiree benefits and discounts. Boquete has a unique range of back-home amenities, from a golf course to high-end gated communities.

Some Reasons we love it:

-- Expat Community: An estimated several thousand

-- Housing Costs: A small house goes for $175,000; in a gated community, $250,000 and up. Rentals: about $600 a month for a two bedroom house
-- Culture and Leisure: Rainforest hiking, river rafting, bird watching and coffee plantation tours keep Panama a bustling location for leisure

4. PORTUGAL--Cascais

Many wonder why Portugal has long been overlooked by American retirees. A plentitude of golf, beaches, resorts and trendy cafe life makes Portugal one of Europe's most pleasant surprises for retirees.

Some Reasons we love it:

-- Cost of Living: A comfortable life can be had on $25,000 a year
-- Health Care: Good. Nearby hospitals include the well-regarded British Hospital in Lisbon
-- Access to the U.S.: Excellent. Direct flights to-and-from the U.S. fly out of Lisbon

5. ITALY--Le Marche

Le Marche, bordering the Adriatic, is beautiful region with vineyards, snow-capped mountains and beaches a plenty. It also prides itself on the best fish dishes in the country and is trendy enough to have snagged Dustin Hoffman as a tourism spokesperson!

Some Reasons we love it:

-- Climate: Mostly sunny
-- Expat Community: Relatively few; an international mix
-- Culture and Leisure: An incomparable mix of open-air opera festivals, Renaissance painting and architecture, wine tasting and nature reserves

For more information go to:
Top 5 Best Places to Retire Abroad

Lovely home for sale on Hatfield Glen-Katy Texas-Barker Cypress and West Little York

2010-07-26T21:43:00.000-05:00

5922 Hatfield Glen in Brenwood. Located off Barker Cypress close to West Little York.

Are You "House" Ready for a Hurricane?

2010-07-23T11:26:00.000-05:00

4 Steps toward PREPARING YOUR HOME FOR A HURRICANE.

Here are four important steps to consider, according to the Insurance Information Institute:

STEP #1: Review Your Insurance Coverage

Be sure you have the right kind and amount of insurance, enough to rebuild your home and replace your belongings. Ask about flood insurance, which is not covered under a standard homeowners policy. Learn more about flood insurance at www.floodsmart.gov.

STEP #2: Create a Home Inventory

An up-to-date home inventory will speed up the claims process by substantiating losses and may provide documentation for tax purposes.

STEP #3: Protect Your Property

Keeping wind and water out of your home is critical.

STEP #4: Have an Evacuation Plan

Decide where you will go and how you will get there, and have more than one option. Keep a map, phone numbers and addresses handy. Think about what you’ll need to take with you — items like medicines, important documents, clothing and food — and have them ready to go.

By Stephanie Andre
RISMEDIA, July 22, 2010

"Must Have's" for Moving Day

2010-07-23T09:55:00.001-05:00

Here is a list of "MUST HAVE'S for packing...

You probably think you know what it takes to move, but, inevitably, you will need unexpected packing accessories. It's best to get a jump start and make your packing as streamlined as possible. Here is a short list of "must have" items for when you start to pack.

• Boxes
• Tape/tape dispenser for boxes
• Markers to label everything
• Brown paper or plain newspaper to protect delicate items
• Stretch wrap to hold together items with multiple parts
• Inflatable bags to fill empty spaces
• Foam peanuts to fill empty spaces
• Blank labels to provide info about the boxes' contents, e.g., 'Fragile', 'Kitchen'
• Box cutter to cut through tough seals and textiles.
• Mattress covers to protect mattresses from punctures and rips

Information courtesy of 1-800-PACK-RAT

Moving with Kids? Help to reduce their stress.

2010-07-22T09:52:00.000-05:00

3 Tips for Moving with Kids
Moving can be a challenge for your family. Here are a few tips that might make the transition a smoother one.:

1. Keep an open dialog: Speak with your kids about what moving will be like and what they should expect. Listen carefully and address their concerns. You might be surprised what children find bothersome. For example, where will the family dog sleep in the new place?

2. Be supportive: Kids are well-tuned to the stress of a family and moving often heightens these types of feelings. Remind them that things will settle back down following the move. Reassure them of the things that won't change: their toys, activities, etc.

3. Let your kids be part of the action: Get the children involved in the moving process, whether it's marking boxes or wrapping their toys in paper. Something to occupy their minds keeps them feeling a part of the transition.

Nothing will guarantee your child won't be upset by the move, but minimizing their anxiety over such a big change will go a long way.

Information courtesy of: 1-800-PackRat

Near Memorial Park-3 Story Home For Sale-5714 Venice Street

2010-07-20T13:36:00.003-05:00

5714 Venice Street located near Memorial Park
3 Bedrooms-3.1 Baths-
Gigantic Master Bedroom with enormous 2nd Bedroom located on the 3rd floor.
Open Kitchen, Dining and Living Room/Den located on the 2nd floor
Guest quarters with study/nook on the first floor
Affordable "downtown" living.
Enjoy a "low-maintenance" lifestyle.

Call me for a private showing of this stunning home.

Distressed Financial Situation-Thinking Short Sale or Foreclosure options?

2010-02-03T13:16:00.000-06:00

Are in facing a Distress Financial situation? Are you contemplating a Short Sale or facing possible Foreclosure? You have options!

Visit http://shortsaleforeclosureexperthouston.blogspot.com/
You might think you don't have any options, you might feel you are not getting solid information. Explore your choices before taking a big step.

Certified Distressed Property Expert-

IRS offers guidance on new $6,500 tax credit for repeat home buyers

2010-01-25T13:14:00.000-06:00

IRS offers guidance on new $6,500 tax credit for repeat home buyers

by Kenneth R. Harney
Saturday, January 23, 2010; E01

If you've been holding back on getting involved with the new $6,500 federal tax credit for repeat home purchases, there's no more excuse for inaction. You now have all the official IRS guidance you'll need to buy a house, qualify for the credit and pocket the $6,500.

That's because the Internal Revenue Service finally published the rules for the repeat-purchase credit, with key details for taxpayers that had been missing since President Obama signed the legislation creating the program Nov. 6.

On Jan. 15, the IRS posted its revised Form 5405 on its Web site, http://irs.gov, six weeks after warning taxpayers not to file claims for the $6,500 credit without using the revised form and new instructions.

The credit -- inelegantly described by the IRS as credit for the "long-time resident of the same main home" -- supplements the popular $8,000 credit for first-time purchasers. Owners of existing homes -- specifically, taxpayers who have occupied the same property as a principal residence for five consecutive years during the previous eight years -- may now be able to claim a tax credit on a purchase of another house they intend to use as a principal residence.

The credit is for up to 10 percent of the price of the replacement home, capped at $6,500. The purchase contract must be dated from Nov. 7, 2009, to April 30, and the closing must occur no later than June 30. Members of the armed forces and federal diplomatic and intelligence personnel stationed overseas get an extra year to claim the credit.

The maximum purchase price on houses eligible for the credit is $800,000. Purchasers are not required to sell their previous home, but they must be able to demonstrate that the replacement house is or will be their principal residence.

The new IRS guidance answers key questions that had arisen from the vague language in the legislation. For example, the IRS describes what documentation home buyers must submit with their $6,500 credit claim. On 2009 and 2010 tax returns, buyers should attach the following:

-- A copy of the signed HUD-1 settlement sheet, including the contract sale price and the date of closing. This is to document that the timing of the transaction meets the program's requirements.

-- Evidence of long-term ownership and occupancy of the previous house to meet the five-consecutive-years requirement. This can be property tax records, homeowner's insurance records or IRS Form 1098 mortgage interest statements for the five-year period.

-- For buyers claiming a credit on a newly constructed home, for which a HUD-1 settlement sheet is not available, the IRS will accept a copy of the certificate of occupancy showing the purchasers' names, the property address and the date.

-- For buyers of mobile homes who are not able to get a settlement statement, the IRS will accept a copy of the executed retail sales contract showing the property's address, purchase price and date of purchase.

Congress mandated all this extra documentation after audits uncovered widespread abuses by applicants for the $8,000 credit. Among these were fictitious home purchases in which taxpayers or tax preparers sought -- or obtained -- credits on properties that never were sold or bought. This time around, the IRS says it will rigorously investigate all claims filed, starting with a review of the documentation submitted.

The new IRS guidance also spells out the revised income limits for home buyers claiming credits: Your modified adjusted gross income must be $125,000 or less if you are single, $225,000 or less if you are married and filing jointly. Above these limits, the allowable credit amount begins to phase down in increments and is eliminated once incomes hit $145,000 for singles and $245,000 for married joint filers.

There are pitfalls as well: An advisory posted by the IRS this month spelled out situations in which recipients of tax credits may have to repay them to the government. These include taxpayers who sell their houses within 36 months after purchase. Recipients must also repay the credit if they convert their principal residence to a rental or business property, or if their lender forecloses on the house.

With all the rules now available, here's the action message to potential tax-credit seekers: Speed up your search for the house you want to buy. Get moving. There are only 14 weeks to sign a contract and just five months to go to closing.

Protect Your Property_Do a HOME INVENTORY CHECKLIST

2010-01-19T17:00:00.000-06:00

Protect your property with a HOME INVENTORY

Another new year has begun and along with the New Year you make promises to yourself to set goals. Well, this year make one of those goals a goal to complete your HOME INVENTORY CHECKLIST.

The Holidays are over, family has all gone home and you've put away Christmas decorations for another year. No better time to start your home inventory then right now.

Contact your home owners insurance agent and ask for a HOME INVENTORY CHECKLIST.

Happy New Year to all and good luck with your inventory!

Staging Your Home: Personal Photos DISTRACT when you are Selling your Home!

2010-01-19T12:12:00.000-06:00

Personal photos of your family are not only very distracting when you are showing your home but do you REALLY want someone you don't know being privy to your personal family photos, to your CHILDREN?

Well, Teresa Meyer-Home Staging gives you some alternate choices:

"...when you are SELLING....as stunning as these pictures and wall displays are, they are DISTRACTING to your Buyers..........."
"So... now the BIG question. What do we do with these beautiful photo displays on the walls?"

"Do we take them all down, patch the wall/re-paint and stare at a blank boring wall?"
"Do we add a piece of artwork instead?"
"What if we have A LOT of walls with photos?"
"Don't despair! There is a "Staging Technique" that works quite well."

"One of the easiest and cheapest ways to "neutralize" those family photos is to replace the photos inside."

"Here's how in 3 Easy Steps:

I tell my clients to go to Google.com and then to "Images". Do a search for "Black and White landscaping/nature/trees/flowers....." whatever you prefer or works in that particular room. And it can be in "color" too if it works better for that space.

Once you find what you're looking for, print it off in the appropriate size.

Put it over the existing photo in the frame and Ta-Dah!....you have a nice, neutral photo."

Information courtesy of: http://activerain.com/blogsview/1432182/a-staging-technique-that-neutralizes-those-personal-photos-no-more-distracted-buyers-

Credit card changes are coming this February

2010-01-16T18:06:00.000-06:00

New Credit Card Rules Take Effect February 2010. Read about it at the link below.

http://www.allmandandlee.com/bankruptcy_blog/credit_card_negotiation/coming-to-a-credit-card-near-you-february-2010/

"Recovery Through Retrofit" Is it more bunk from the White House?

2010-01-07T17:09:00.000-06:00

Vice President Joe Biden recently announced a new "Recovery Through Retrofit" initiative that includes creation of "energy performance labels" and "national energy performance measures" for existing homes. This program seeks to create a national home energy retrofit market by providing: (1) access to home energy retrofit information; (2) access to home energy retrofit financing methods; and (3) access to a trained home energy retrofit workforce.

NAR strongly supports providing property owners with the education, incentives and resources they need to voluntarily improve their homes and save energy. However, NAR is very concerned that this proposal intends to use the home buying process as the vehicle to implement the labeling of homes. NAR strongly opposes this concept. If the goal is energy efficient homes and buildings, the most effective approach would be to provide the financial resources and incentives that educate and empower property owners to make needed energy improvements.

NAR President Charles McMillan wrote the White House and the heads of all Federal departments involved in the labeling initiative, requesting an immediate meeting to share our strong concerns about the stigmatizing effects of these labels on real estate at one of the most critical moments in the nation's economic recovery. NAR has also written a subsequent letter from President Vicki Cox Golder describing our concerns in more detail. NAR staff will continue to engage the responsible federal agencies in this process, as well as alert key congressional offices regarding our concerns in this area.

Visit NAR's Energy Resources/Energy Efficiency homepage on realtor.org.

Dave Liniger founder of RE/MAX comes to Houston

2010-01-06T23:43:00.000-06:00

Dave Liniger spoke today in Houston and I had the extreme pleasure of being there. Never has almost 3 hours been more fascinating or interesting. No potty breaks for me...I didn't want to miss a word. Excellent speaker, truly a visionary. Thank you Dave. I've heard nothing but positive feedback all day long from other agent who had been a part of today. Thank you for your positive push and honesty. We need more folks like you. Hey, if you were running for President today you would have my vote.

Your Local Real Estate News, a mortgage calculator and Real Estate articles

2010-01-06T23:10:00.000-06:00

Want to know more about what local or national real estate is doing? Need a mortgage calculator. How about the latest rate. Read consumer articles and information on 50,000 neighborhoods. All that and more. Check it out at:

http://annmariegarganoparks.housingtrendsenewsletter.com

Raising interest rates are the big story..be prepared

2010-01-04T12:48:00.000-06:00

Higher Interest Rates for 2010.. are being predicted. Be Prepared for Interest Rates to become the big story.
Thinking about buying or selling? You might want to take into consideration that it is being predicted interest rates are going to go up so act now if you are on the fence about buying a home. You don't want to look back and wish you had taken advantage of such low interest rates as they stand now.

Moving to Houston Texas or thinking of Moving to Houston Texas???

2010-01-04T12:30:00.000-06:00

Moving to Houston, thinking of moving to Houston or just want to know a bit more about Houston Texas? Check out this YouTube. Great viewing and gives good insite to the city, what to do, where to go.
http://www.youtube.com/watch?v=7im9ndoTEJg

Photo Tips for the Holidays-Make your Photos POP!!!

2009-12-18T16:54:00.000-06:00

Easy Photo Tips for the Holidays

The holidays are rapidly approaching and that means family gatherings, holiday parties and plenty of precious memories in the making. Here are some helpful hints from the experts in creating visually appealing photos that everyone will love.

Check out these easy to implement tips that should make your holiday photos the center of attention.

Read more: http://rismedia.com/2009-12-05/around-the-home-photo-tips-for-the-holidays/#ixzz0a5ES9ME9

REALTOR® Magazine-Daily News-Exterior Remodeling: Best Bang for Your Buck

2009-12-18T16:15:00.000-06:00

Exterior Remodeling: Best Bang for Your Buck

Despite a slow market the smartest home improvement investments may also be some of the least expensive. Results from the 2009 Remodeling Cost vs. Value Report show that small-scale exterior projects are the most profitable at resale. Some of those projects include Certain types of door and siding replacements, as well as wood deck additions. For more information and other exterior projects in the top 10 go to:

REALTOR® Magazine-Daily News-Exterior Remodeling: Best Bang for Your Buck

Going to your Company's Holiday Party?

2009-12-17T17:00:00.000-06:00

Planning on going to your companies Holiday Party this year? Read this first!

“To what extent do you think an employee’s behavior at an office holiday party can affect—either positively or negatively—his or her career advancement prospects?”

Read their responses at:

Read more: http://rismedia.com/2009-12-08/5-tips-to-help-make-a-positive-impression-at-company-parties/#ixzz0ZzQAyKmn

Holiday shopping? Is that item REALLY a good price?? Check here!

2009-12-14T11:02:00.000-06:00

When you’re out shopping this holiday season, you may wonder if the price of the item you’re holding in your hand is really a good deal. Here are five ways to use your smartphone to find out if you can buy that item cheaper online or somewhere else.

Read more: http://rismedia.com/2009-12-13/use-your-smart-phone-to-get-best-holiday-deal/#ixzz0ZgR3GYmV

December Housing Trends eNewsletter

2009-12-12T11:37:00.000-06:00

Want the latest information on housing trends...

To view DECEMBER-2009 Newsletter Housing Trends eNewsletter, click on the link or cut/paste to your browser:
http://annmariegarganoparks.housingtrendsenewsletter.com?Newsletter_ID=238

December Housing Trends eNewsletter

2009-12-12T11:34:00.000-06:00

"Please click on this link to view DECEMBER-2009 Newsletter Housing Trends eNewsletter: http://annmariegarganoparks.housingtrendsenewsletter.com?Newsletter_ID=238"

New listing on 18327 Arbormont Dr in Cypress Mill in Cypress TX

2009-12-07T15:44:00.000-06:00

Check out this new listing in Cypress Mill on Arbormont

Cities that are Unaffected by the Recession...Houston in mentioned!

2009-11-27T14:51:00.000-06:00

Some Cities Unaffected by Recession

Some U.S. cities with stable housing and diversified employment have been virtually untouched by the Great Recession.

Analysts say cities that are most likely to leave the recession in the same or better condition than they started it are those where home prices didn’t fluctuate wildly, which spared them the devastating effects of foreclosure, lost jobs, and lost productivity.

If there is a lesson to be learned, experts say, it is that families looking for long-term economic stability should settle in locales with diverse employment and minimal shifts in housing values.

To identify these cities, Forbes magazine ranked the 100 largest Metropolitan Statistical Areas by employment rates, the conventional mortgage home price index, and the average days on the market for properties currently for sale.

The top cities on Forbes list were:
Omaha/Council Bluffs, Neb.
San Antonio, Texas
Austin-Round Rock, Texas
Pittsburgh
Harrisburg/Carlisle, Pa.
Dallas/Fort Worth
Rochester, N.Y.
Houston
Raleigh/Cary, N.C.
Baton Rouge, La.

Taken from: Daily Real Estate News | November 24, 2009 |

Social Networking..what is it?

2009-11-24T10:14:00.000-06:00

What is Social Networking? Ever wonder what the buzz is all about? Here's some information you might find useful in your attempt to make sense out of this growing phenomenon.

Your family, friends and business connections are using many different social Websites to locate and share content. Some are reviewing articles, uploading photos and videos in addition to writing Blogs.

What is a Blog? An online diary; a personal chronological log of thoughts published on a Web page; also called WeBlog, Web log. Typically updated daily, Blogs often reflect the personality of the author. Related terms: Blog, Blogged, Blogging v, Blogger n (dictionary.com)
Other people use Blogs to write restaurant and product reviews. Social networks have become quite popular and very common among both the public and professionals. Many of your clients and business connections have accounts in one or more of social networks. Some of the more effective for real estate are:

LinkedIn: Is designed as a professional network. Build a network of past colleagues, friends, and industry experts. The Answer section helps you build a reputation as an industry expert. Ask people to write recommendations of your work and endorse you.

Plaxo Pulse: Is a public profile that is not static; it’s constantly changing with an enriched aggregated stream of the content that you are creating all over the Web. You’ve have refined control of what content and information you include in your profile. The result is that you have control and portability of your public identity.

Yelp: Use Yelp.com to find good restaurants, review insider information and perspective, obtain helpful tips and tricks for wherever you may be traveling to. Contribute to the community with your own reviews. This is a site where consumers are reviewing information from real estate professionals, especially what’s going on in the area.

Facebook: Try not to get caught up with the extraneous applications like “poking”, and “throwing sheep”. This site is very attractive to the X and Y generations. Post what you have to offer as a professional and invite consumers to read your Blog post. This site is where people want to be introduced and get to know you on their terms. Keep the information quantitative and professional until they feel comfortable to reach out proactively.

MySpace: Another social network for the X and Y generations. If you have a strong client base in this area, you should consider having a profile page on this site as well.

Read more and view:
6 Actions Steps to Social Networking Success
Read more: http://www.realtown.com/articles/view/social-networking-and-the-connection-with-real-estate#ixzz0XnI8FqNu

Junior League Holiday Market in The Woodlands this weekend.

2009-11-06T17:36:00.002-06:00

The Junior League Holiday Market will be held November 6 – 8, 2009 at The Woodlands Waterway Marriott Hotel and Convention Center in The Woodlands Town Center, The Woodlands, Texas.

The Market will feature over 100 unique merchants from across the country selling specialty holiday items, home accessories, clothing, gourmet foods, jewelry and much more. Ticket prices are $10 each and good for all three days of shopping. Holiday Market hours are as follows: Friday 9:00 a.m. – 6:00 p.m., Saturday 9:00 a.m. – 6:00 p.m., and Sunday 10:00 a.m. – 4:00 p.m.

Congress extended HOME BUYER'S TAX CREDIT!

2009-11-06T07:38:00.000-06:00

It is VERY exciting to report that Congress extended and expanded the homebuyer tax credit!

Both the House and the Senate have passed an unemployment insurance bill, which includes an amendment that expands and extends the tax credit. That bill will be sent to President Obama for his signature in the next day or so.

Listen to a special edition Podcast, with details on the new tax credit and when it takes effect.

http://www.realtor.org/about_nar/presidents_report/_podcast_archive/mcmillan_taxcreditextended_20091105

Daylight Savings Time. THIS Sunday November 1st

2009-10-29T16:06:00.000-05:00

It's that time again...Daylight Savings Time and time to "fall back" one hour. So before going to bed this coming Saturday, set your clocks BACK one hour so you'll wake up on time Sunday morning.

It's also a good time to change the batteries in your SMOKE ALARMS!

Towne Lake Craft Show This Weekend

2009-10-26T17:22:00.000-05:00

Towne Lake is having their first annual Craft Show this coming weekend October 31st from 10am till 3pm. It will be held in the Towne Lake Welcome center at 9214 West Bridgeport Pass Circle. Get a head start on your holiday shopping. No admission fee. Bring family and friends! Towne Lake is bordered by 290, West Road and Barker Cypress Road, right in the heart of the Cy-Fair area.

REMAX "LET'S GO BALLOONING" this weekend

2009-10-21T15:07:00.000-05:00

"LET'S GO BALLOONING" Ballunar Liftoff Festival this coming weekend Oct 23-Oct 25th.

This weekend of fun takes place at NASA/Johnsons Space Center. It's a one-of-a-kind tribute to human flight-from the beauty of mass hot air balloons ascensions to the high-tech world of modern space flight.

For more information: http://www.ballunarfestival.com/

Come enjoy family fun with exhibitions, food, arts and craft plus much more.

Houston sales statistics for September now available

2009-10-21T13:10:00.000-05:00

The latest residential sales statistics for Houston has been released. For your convenience, you may also view the video at:

http://www.har.com/hartv/?v=1809 (cut and paste link into your browser)

In an effort to keep Houston as informed as possible about the real estate market, I want to make you aware of the latest statistics. Obviously, it is important to remember that "all real estate is local," and these figures are for the aggregate of the greater Houston area.

Harris County Early Voting Starts Today!

2009-10-19T12:34:00.000-05:00

Harris County early voting starts today. Check out early voting locations near you and hours of operation at http://www.HarrisVotes.com

Also available is a SAMPLE ballot of what you are voting on.

Confused about the PROPOSITIONS? For clear pros/cons of the 11 Propositions go here: http://www.lwvtexas.org/2009VG/2009CAVG[FINAL].pdf

Are you confused as how you will vote in Nov?-Texas Constitutional Amendments

2009-10-15T17:59:00.000-05:00

Want simple language discussing Texas Constitutional Amendments on November Ballot

The San Antonio Tea Party has done some preliminary research on the amendments to the Texas Constitution, and has shared them on their site http://sanantonioteaparty.org/701/constitutional-amendment-election-november-3-2009/ . Their helpful analysis has made it easier to find out what all of the amendments say, and how they could affect Texans. This is important: when the Texas Constitution is changed, it affects us all, and we have to know about the proposed changes and VOTE in November!

http://www.lwvtexas.org/2009VG/2009CAVG[FINAL].pdf

Are you concerned about losing your home?

2009-10-15T17:19:00.001-05:00

If you are concerned about losing your home, read below:

Times are trying right now with layoffs, wages being cut, companies cutting staff and a variety of other factors we are all in some shape or form being hit with. Foreclosures are once again inching their way up and if at all possible, you want to save your home.

Below is some information I hope you find useful. Please feel free to pass this blog to others you feel would benefit. Ann Marie

REGARDING PRE-FORECLOSURE WORK OUTS

Many of the servicing lenders are offering “forbearance” on their loans to borrowers that are in trouble. No one wants a foreclosure so if you are in trouble- contact your lender IMMEDIATELY and ask to speak to someone about “forbearance”. If you can show reasons for the delinquency (laid off from work, medical or some cause that is not permanent) the lender may consider waiving your payment for a few months and adding them to the end of the loan. This gives you time to find another job, recover from an illness or whatever needs to be done to get back on track.

A representative from FNMA stated they have seen this happen numerous times over the last few months and it has saved homes. If you have a government loan (FHA or VA) and the servicing lender is not cooperative, then you should contact FHA or VA directly and see if they can get help that way. Both agencies have counselors and can sometimes work out a solution with the lender.

Just remaining silent or quietly giving up your home is not the answer. If you can show good cause, most of the lenders are willing to work with you.

Moving to Houston? Check out Cypress Texas!

2009-10-15T13:49:00.000-05:00

Thinking of moving to Houston? Then you have to check out Cypress Tx. Cypress is an unincorporated area of Northwest Harris County, located along U.S. Highway 290, twenty miles northwest of Houston.

New housing and business development is rapidly transforming the formerly rural area into an affluent suburban area of Houston with new neighborhoods to established one... the choice is yours. Cut and paste link to learn more about Cypress in Northwest Harris County, Houston Texas: http://neighborhoods.realtor.com/TX/Houston/Cypress/426478/Summary

Current Houston Housing Trends eNewsletter for October is Available NOW

2009-10-06T11:17:00.002-05:00

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

Please click on this link (or copy/paste)to view the OCTOBER-2009 Newsletter Housing Trends eNewsletter:
http://annmariegarganoparks.housingtrendsenewsletter.com?Newsletter_ID=231&Period_ID=178

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.

It also includes press releases with charts and videos, key market indicators and real estate sales and price statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report:
http://annmariegarganoparks.housingtrendsenewsletter.com/dispContent.cfm?loadid=2&loadtype=0

Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future.

Sincerely yours,

Ann Marie Gargano-Parks
RE/MAX Lakeland
(281) 460-5994
thatgirl@annmariegargano-parks.com

Fall Maintenance Tips for your home

2009-09-23T13:13:00.002-05:00

Fall is officially here... and that means getting your home ready for cooler days. It mean switching from A/C to heat. Check here for some fall maintenance guidelines: http://realtytimes.com/rtpages/20021007_fallmaintenance.htm

Buyers: Want a Cash Rebate at Closing?

2009-09-23T10:16:00.003-05:00

Buyers: Want cash toward your closing? Call me and let's talk. Rebate is based on your loan. You can get between $250 - $1750 toward your closing costs. Also remember, if you are a first time home buyer you can still take advantage of the $8000 tax rebate! There's still time. Call 281-460-5994

First Time Home Buyers Program_Texas

2009-09-17T19:37:00.002-05:00

First Time Home Buyers Texas Program.
* Down Payment Assistance
* Mortgage Tax Credits
* Low Interest Rates
I have the answers for you. Call or email me and together we can see if you qualify.

Nature Fest coming to Bridgeland September 26

2009-09-17T14:05:00.003-05:00

Nature Fest is coming to Bridgeland on Saturday, September 26 so mark your calenders! Open to the public from 10am to 6pm in Bridgeland's Oak Meadow Park. There will be music, Houston ZooMobile, educational programs along with rock climbing wall for the kids train rides, petting zoo and a multitude of other activities. Also planned is a farmer's market. Come on out for a day of fun. For more info go to www.bridgeland.com

Not Real Estate related..just for fun and food

2009-09-16T13:29:00.002-05:00

Not a Real Estate entry here, rather a great place to eat, drink and talk with friends. Have you been to Cheddars? Folks, check it out. Value for your shrinking dollar, good food in abundance and huge drinks. A client told me about it and we go as often as possible and split a meal...adding even more value. But, get ready to wait, wait, wait. Try to go on an off time. Our closes one is located in Spring on Louetta at 45. It's a drive for us but hey, it's fun and worth it. Let me know what you think.

Foreclosures Rise, Driven by Loss of Jobs and Income

2009-08-24T11:45:00.002-05:00

Interesting reading below about the rise in foreclosures being driven by job loss.

Posted By susanne On August 23, 2009 @ 1:06 pm In Real Estate, Today's Marketplace

RISMEDIA, August 24, 2009-(MCT)-Delinquency and foreclosure rates for U.S. mortgages continued to rise in the second quarter, with loans to the most qualified borrowers going bust at an unnerving clip, especially in hard-hit states such as Florida and California.

“The reason people are defaulting on these (loans) is they simply don’t have income, and there aren’t any loan modification programs for someone who does not have income,” said Rick Sharga, the vice president of the Irvine, Calif., firm RealtyTrac, which specializes in foreclosure research. The trend will grow worse.
“The rising levels of unemployment will probably, over the next nine to 12 months, become the primary impetus for foreclosure activity,” Sharga said. “That’s the wave that is just starting to hit and we’re just starting to see the problems now.”

Read the full article (may need to cut and paste): http://rismedia.com/2009-08-23/foreclosures-rise-driven-by-loss-of-jobs-and-income/print/

Home Maintenance Tip-Conserve Water and Save Money

2009-08-19T11:01:00.002-05:00

This Home Maintenace Tip on water conservation is brought to you courtesy of Old Republic Home Protection.

Today we are all concerned about conserving, going "Green" and saving money. Maybe not all in that order. Here are some great tips I ran across and want to share them with you.

1. While waiting for your shower to warm up, catch excess water in a bucket and use it to water houseplants or outside potted plants

2. Only run the dishwasher when it is fully loaded

3. Installing aerators on your faucets, showerheads and toilets is said to cut your annual water consumption by more than half

4. By cutting your shower by 2 minutes will save 1000 gallons a year

and my favorite:

5. Turn off the water while you brush your teeth and shave.

New Listing in Riata Ranch at 17515 Lone Wolf Pass in Northwest Houston

2009-08-17T21:56:00.002-05:00

Check out this brand new listing in Riata Ranch at 17515 Lone Wolf Pass. Riata Ranch is located very convenient to 290 and Lone Star College off Barker Cypress.

This lovely home was a previous DR Horton model home so you know its a looker plus it is located on an oversized, premium lot. Look, semi-private back yard and you can look out your front kitchen window are view the beautiful park.

Check it out at www.AnnMarieGargano-Parks.com

Price reduction 7918 Adagio in Beautiful Woodwind Lakes

2009-08-17T21:46:00.002-05:00

7918 Adagio in Woodwind lakes has been reduced in price to $268,000. This is a beautiful Trendmaker built home located in Northwest Houston. The home is convenient to 290 and Beltway 8 with only (approx) 20-25 minutes to The Galleria, downtown Houston and Bush Intercontinental Airport.

2 story home-4 bedrooms-3 baths-formal dining-formal living or study-private backyard-lush landscaping and so much more. Check it out at www.AnnMarieGargano-Parks.com

Easy Ways To Improve Curb Appeal

2009-08-02T00:29:00.002-05:00

Interesting article on EASY WAYS TO IMPROVE CURB APPEAL. Also check out:
6 Landscaping Tricks That Wow Buyers.

http://www.realtor.org/RMODaily.nsf/pages/News2009072704?OpenDocument

thatgirl's Real Estate blog...

Energy saving tips...

5 Tips for Saving Energy in the Family Room

12 Tips for Saving Energy in Your Home Office

7 Tips for Saving Energy with Home Lighting

10 Tips for Saving Energy in the Kitchen

7 Tips for Saving Energy in the Laundry Room

7 Tips for Selling Your Home-Back to the Basics

What is happening in YOUR housing world-Find out here

You Can Keep Your Good Credit During This Recession - If You Know The Score

Keep Close Tabs on Your Credit Score

A+3.8+Percent Sales Tax on the sale of YOUR home

Top 5 Best Places to Retire Abroad!

Lovely home for sale on Hatfield Glen-Katy Texas-Barker Cypress and West Little York

Are You "House" Ready for a Hurricane?

"Must Have's" for Moving Day

Moving with Kids? Help to reduce their stress.

Near Memorial Park-3 Story Home For Sale-5714 Venice Street

Distressed Financial Situation-Thinking Short Sale or Foreclosure options?

IRS offers guidance on new $6,500 tax credit for repeat home buyers

Protect Your Property_Do a HOME INVENTORY CHECKLIST

Staging Your Home: Personal Photos DISTRACT when you are Selling your Home!

Credit card changes are coming this February

"Recovery Through Retrofit" Is it more bunk from the White House?

Dave Liniger founder of RE/MAX comes to Houston

Your Local Real Estate News, a mortgage calculator and Real Estate articles

Raising interest rates are the big story..be prepared

Moving to Houston Texas or thinking of Moving to Houston Texas???

Photo Tips for the Holidays-Make your Photos POP!!!

Easy Photo Tips for the Holidays

REALTOR® Magazine-Daily News-Exterior Remodeling: Best Bang for Your Buck

Going to your Company's Holiday Party?

Holiday shopping? Is that item REALLY a good price?? Check here!

December Housing Trends eNewsletter

December Housing Trends eNewsletter

New listing on 18327 Arbormont Dr in Cypress Mill in Cypress TX

Cities that are Unaffected by the Recession...Houston in mentioned!

Social Networking..what is it?

Junior League Holiday Market in The Woodlands this weekend.

Congress extended HOME BUYER'S TAX CREDIT!

Daylight Savings Time. THIS Sunday November 1st

Towne Lake Craft Show This Weekend

REMAX "LET'S GO BALLOONING" this weekend

Houston sales statistics for September now available

Harris County Early Voting Starts Today!

Are you confused as how you will vote in Nov?-Texas Constitutional Amendments

Are you concerned about losing your home?

Moving to Houston? Check out Cypress Texas!

Current Houston Housing Trends eNewsletter for October is Available NOW

Fall Maintenance Tips for your home

Buyers: Want a Cash Rebate at Closing?

First Time Home Buyers Program_Texas

Nature Fest coming to Bridgeland September 26

Not Real Estate related..just for fun and food

Foreclosures Rise, Driven by Loss of Jobs and Income

Home Maintenance Tip-Conserve Water and Save Money

New Listing in Riata Ranch at 17515 Lone Wolf Pass in Northwest Houston

Price reduction 7918 Adagio in Beautiful Woodwind Lakes

Easy Ways To Improve Curb Appeal